PLEASE HELP ME TO LOCATE MY MISSING RUPEE


I went to “PANTLOON” with my wife and daughter. At the discount sale section I found a trouser, costs Rs.197.00. I do not have money in my wallet. I borrowed Rs.100 from my wife and another from my daughter. At the counter, I got back Rs.3.00 and the trouser. I paid back Re.1.00 each to my wife and daughter and kept the balance Rupee with me.

Now,
I have to pay Rs.100-Re.1.00 = Rs.99.00 to my wife
I have to pay Rs.100 – Re.1.00 = Rs.99.00 to my daughter
And a rupee in my pocket.
Total comes to Rs.199.00
What and where another rupee missing?

Another computation:
I owe my wife 99 and one rupee I gave her = totals Rs.100
I owe my daughter 99 and one rupee I gave her = totals Rs.100
And a rupee in my pocket.
All totals up to 201. How come it is increased by one rupee?